Ashley is the luckiest girl in New York City, where she has a promising career and a life full of glamour and romance. Jake is the unluckiest guy in town, tormented by constant mishaps and missed opportunities. Everything changes for Ashley and Jake when they meet at a swank masquerade party, share a kiss, and a miraculously swap their luck. Now Ashley's ultra-fabulous life is going completely sour while Jake is finally living large. But Ashley is determined to track him down and steal her luck back.